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If you are like most taxpayers, you may pay a small fortune to the IRS each year through income taxes. A heavy tax burden can be difficult for individuals and families to bear, and you understandably want to decrease this burden as much as possible so that you keep more of your hard-earned money in your own bank account. The good news is that there are numerous tax deductions available that can help you to save money on taxes. You may already be using common tax deductions, but learning more about hidden or commonly overlooked deductions can help you to…

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You may have found your dream house, but is it located in your dream neighborhood? The location your potential new home is in is just as important as the house. Too many people have made the mistake of ignoring the neighborhood their new home is in. This could lead to regret lasting years and years. Avoid these mistakes and know what to look for when considering a new home. Here is a handy list of nine factors to consider when choosing a neighborhood. 1. Your Neighbors Always check out your new potential neighbors when considering buy a new home. They…

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Spring is right around the corner and it’s a great time to have a garage sale because the weather is beautiful. Not to mention, many people like to do some Spring Cleaning which lends itself to clearing out items you no longer need or want. A garage sale is an excellent way to purge some of your things and end up with some extra cash in your pocketbook. A successful garage sale will take more than just putting a price sticker on each of your items and setting them out in your driveway. Planning and organization should be on the…

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Tax Season officially began January 23rd. For most people, tax season can be a stressful time spent gathering documents and working to prepare their tax returns as accurately as possible. There are several changes that have occurred that may affect your 2017 tax return. By being aware of the challenges that may occur, you may be better prepared to handle them. Deadline Changes In 2017, individual taxpayers must file their income tax returns by April 18th instead of April 15th. The due date is April 18, 2017, because April 15, 2017, falls on a Saturday which would normally result in…

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Everyone is trying to land the next big idea today. It doesn’t matter what type of business you’re looking at, there are plenty of people who are trying to work their way in. One of the most prohibitive things about starting up a new business, of course, is raising enough money to get your business off of the ground. Well, we’re here to say that that whole process is totally unnecessary. In fact, you can get a business started with as little as $50. That’s the best way to get your business going, as you won’t need to take out…

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You’ve probably heard a few anecdotal tips for keeping cut flowers looking beautiful, but could a weird trick like adding a penny or an aspirin to the vase really work? There are a few proven ideas for keeping homegrown and store-bought bouquets looking great. Preparation When a plant is cut, the stem absorbs air. This embolism or air pocket prevents water from being absorbed. That’s why it’s so important to cut the stems before arranging the bouquet. Remove at least one inch, and cut on an angle to increase the surface area and to prevent the bottom from resting directly…

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It is estimated that 40 percent of people in America are skipping their yearly vacation. It is important to take some time off from your job in order to reduce your stress. Vacations also allow you to experience new things and create memories with the people you love. A lack of funds is one of the reasons that many people opt to skip their yearly vacation. Fortunately, there are many things that you can do in order to save for a vacation. Start a Vacation Fund You should start a savings account just for your vacation expenses. Set your account…

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Shopping for jewelry is rarely a simple process. Between the high prices and gemstone jargon, the experience can be downright intimidating. The best method for finding a perfect gem is to approach the purchase like a professional jeweler. Before buying a piece of jewelry, take the following tips into consideration. Do Your Research There’s no shortage of options when it comes to jewelry stones, metals and styles. While it may be difficult to match the knowledge of an experienced jeweler, a shopper should still take the time to look into a few basics. For diamond buyers, this will mean understanding…

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Every year, the Internal Revenue Service (IRS) issues reminders to avoid tax season scams. And every year, the masterminds behind these scams continue to defraud honest taxpayers with convincing frauds that mimic authentic options for filing and paying taxes or receiving tax refunds. In this article, learn about some of the most prevalent tax season scams for this year and how to spot the signs so you don’t get scammed. Scam 1: The scary IRS phone call scam. While just a handful (between 0.50 and 0.86 percent) of tax returns trigger IRS audits annually, knowing this doesn’t seem to lessen…

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41 percent of all people rent their housing nationwide. With this number of people out hunting for rental housing every day, it is safe to say your landlord will have been through the rental process many times before you arrive! For your landlord, it is a numbers game to keep all the units full. But for you, you are selecting your new home, and you need to do it with the utmost care. In this article, learn what you need to know before renting your first apartment. 1. Plan out your monthly budget carefully. Landlords handle this aspect in different…

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