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Shopping for jewelry is rarely a simple process. Between the high prices and gemstone jargon, the experience can be downright intimidating. The best method for finding a perfect gem is to approach the purchase like a professional jeweler. Before buying a piece of jewelry, take the following tips into consideration. Do Your Research There’s no shortage of options when it comes to jewelry stones, metals and styles. While it may be difficult to match the knowledge of an experienced jeweler, a shopper should still take the time to look into a few basics. For diamond buyers, this will mean understanding…

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Every year, the Internal Revenue Service (IRS) issues reminders to avoid tax season scams. And every year, the masterminds behind these scams continue to defraud honest taxpayers with convincing frauds that mimic authentic options for filing and paying taxes or receiving tax refunds. In this article, learn about some of the most prevalent tax season scams for this year and how to spot the signs so you don’t get scammed. Scam 1: The scary IRS phone call scam. While just a handful (between 0.50 and 0.86 percent) of tax returns trigger IRS audits annually, knowing this doesn’t seem to lessen…

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41 percent of all people rent their housing nationwide. With this number of people out hunting for rental housing every day, it is safe to say your landlord will have been through the rental process many times before you arrive! For your landlord, it is a numbers game to keep all the units full. But for you, you are selecting your new home, and you need to do it with the utmost care. In this article, learn what you need to know before renting your first apartment. 1. Plan out your monthly budget carefully. Landlords handle this aspect in different…

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The next time your looking to place a classified ad in the Pennysaver be sure to check out our all new Self Service order system. It’s fast, it’s amazing and you can do it from anywhere you choose anytime of the day or night. No need to wait for office hours to call. It’s called ADS 24/7 and it’s the next best thing to finding mint condition vintage records at a garage sale for a $1. You can place an apartment for rent, a car or boat for sale, an item for sale or advertise you garage sale. All the…

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There is nothing better in the world than being able to stay in after a long, stressful day, and have the time to fit in some self-love and pampering. Most days can really take its toll on our souls, especially after all the annoying, tedious tasks you have to do day in, and day out. Finding the time to set aside for pampering and self-love is difficult enough without factoring in the costs of going to the spa. Most people budgets don’t have the significant stash of money required for pampering themselves. Instead of categorizing pampering and relaxing into a…

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Nothing is more rewarding than being in a loving relationship. Like so many things in life, maintaining a lasting bond requires a bit of effort. Making a few simple changes can actually make a big difference. Here are some effective ways to improve your relationship. Smile More A warm smile can be contagious. It has the ability to brighten up even the gloomiest day. Don’t be afraid to have a good laugh with your significant other. According to reputable studies, the simple act of smiling can make everyone around you feel more comfortable and relaxed. The happiest people in life…

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