Browsing: Money

It might seem impossible to find just the right gift for a teacher without breaking the bank. Check out these fun, inexpensive ideas to show your teacher how appreciative you are the end of the school year. Classroom Supplies Classroom supplies might seem boring, but to a teacher, this stuff is gold. When classroom basics like pencils, whiteboard markers, notebook paper, composition books, tissue and hand sanitizer get used up, teachers make sure that the students have what they need. Unfortunately, these expenses come right out of his or her pocket. If you notice that something in the classroom is…

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It’s not unusual for kids to complain about being bored over the summer. Instead of playing video games and hanging out at the mall, kids can earn extra money during the summer months. Below are some simple ways kids can put cash in their pocket during the summer. Small-Scale Mowing Service A small-scale mowing service has the potential to put hundreds of dollars into a child’s pocket every week. Knocking on a few doors and passing out flyers can get a small-scale mowing service started with ease. Yard Sales People love yard sales because they can buy items at a…

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Purchasing a new musical instrument is an investment. Buying a used musical instrument can save lots of money. Know the tips and tricks for buying and selling musical instruments so you can end a great instrument at a fair price. 1. Repair if Possible If you’re not learning a new instrument, it may be worth it to see if your instrument is reparable instead of buying a new one. Even extensive repairs are usually less expensive than the cost of a new instrument, so it might be worth the money to repair an instrument. If you’re preparing to sell an…

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If you get a refund back after filing your taxes, you might be wondering what the best way to utilize the money is. The amount that you get back determines how much you’ll be able to do. Here are some smart ways to spend your tax return. 1. Start or contribute to an emergency fund Always have an emergency fund to cover unexpected expenses or emergencies. Aim to have at least three month’s worth of expenses in a savings account. It’s ideal to have six month’s worth to really ensure that you have financial stability when tough times hit. 2.…

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Selling used furniture can be quite simple, but getting the highest amount of money for it can be an extreme challenge. If you have had trouble getting top dollar for your furniture, consider the five following tips to sell it with confidence and put much more money in your wallet. Before You List It for Sale Before listing your furniture for sale, complete the following checklist. Compare Prices with Competitors Browse online and see if you can find used furniture for sale that is similar to yours to get a general idea of the best listing price for your furniture.…

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A wedding is a time of celebration, laughter, and happiness. You’ve found that special someone you want to spend the rest of your life with, and you want to share those precious moments with your family and friends. It all sounds lovely…until you start planning. The costs of a wedding can add up fast. Whether you want a perfect fairy tale wedding or something small with close family and friends, you don’t have to break the bank to make your wedding the most beautiful day of your life. 1. Go Silk Flowers are beautiful and smell good. They also cost…

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Resourceful taxpayers will always look for strategies to reduce yearly tax obligations. You should see the positive side. Many options remain open for Americans hoping to cut back on taxes or probably add to the number of refunds without breaking the rule of the Internal Revenue Service (IRS). Remember the revenue agency modifies its policies time and again, so deductions and credits also vary. Know the Fundamentals Ignorance of how things should work can cause you problems in the long run. To avoid this predicament, learn the essentials of federal tax legislation which includes saving tips. By claiming more deductions,…

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Making money today is easier than it was in the past. In fact, you can make money without even leaving your home. There are several fast and easy ways that you can make money from home. Sell Your Items on Online If you have items in your home that you do not want, then you can make money from selling them in your home. All you have to do is take pictures of the items that you want to sell and post them on the items to sell section on the PennySaver website. Not only is this a great way…

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The traditional path to retirement is fairly simple, you start working in your early 20s and put money into a retirement plan consistently and retire around 65. That’s how it has been for decades, although in recent years, many have found that they need to keep working into their late 60s and even their 70s because they didn’t save enough money for retirement. Some people are deciding to retire much sooner. By aggressively saving as much as possible, people have built accounts with enough money that they can live on the interest they earn. Some have even retired in their…

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Bad habits can cost you extra money in the long run. Small purchases here and there can add up over the course of a year or a decade. The good news is, once you realize what your bad habits are, you can make changes to your lifestyle and start saving money. Here are some bad habits that are costing you money. Buying Coffee at a Cafe A $5 latte every morning will add up to $1825 a year and you need an afternoon pick-me-up that’s another $5 daily, a total of $3650 a year. If you make your own coffee…

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