Browsing: Money

The height of winter are the times of the year when you can expect to see an upswing in your energy bill, but we’ve got a few simple tips to rein in that extra cost this winter. Below are some tips to lower your energy bill this winter and keep more green in your pocket. Schedule Your Heating Inspection Early Whether you have a furnace or a heat pump, make sure you get your winter inspection before the cold weather sets in. Your friendly heating expert will clean your furnace, adjust loose belts and make sure everything’s operating efficiently. For…

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No matter what your financial situation, if your goal is to save money for the New Year, here are several of ways you can save more in the New Year. Switch Bank Accounts If your savings account at your current bank earns very little interest each month, it shows. You can do yourself a great favor by moving your accounts to a different bank that earns more interest in savings. Do your research and investigate a few banks before settling on one. The one that has the best rates and excellent service should be the one you ultimately choose. This…

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A new season is just around the corner and that means your checkbook is going to hurt unless you know a secret — fall is one of the best seasons to save money by buying staples secondhand. As kids are getting ready to head back to school and the holidays loom, overstuffed closets are being cleaned out in your own neighborhood right now. Last year’s clothing and a volley of household goods are being donated to thrift stores by cash-strapped families that then head to the mall to drop big bucks on new stuff. It doesn’t have to be! School…

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Vinyl is back! Though they may not be worth as much as you think they should be, there are still plenty of reasons for you to collect and sell records including feeding your inner music enthusiast and making extra cash flow. There are definitely a number of do’s and do not’s when it comes to acquiring, preserving, collecting and selling vinyl. Below are some helpful tips about collecting and selling vinyl. First Off, Buy Some Records Every record store has a different vibe and different treasures buried within the shelves. It will serve you well to get to know the…

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Garage sales are loved by millions of Americans and thrift shoppers worldwide. With National Garage Sale Day arriving on August 11th of this year, it’s important to review a few tips and tricks to ensure you make the most out of your purchases, knowing when, where, and how to shop. Join Online Groups Social media is a great place to learn more about upcoming local and national events. Use social media platforms such as Facebook to join groups of local residents who are likely to have more information about National Garage Sale Day. Many times, users share photos and videos…

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National Dollar Day is a holiday in celebration of the monetary system that was established on August 8th of 1776 by Congress. Dollar Day is about finding ways to save a dollar each and every day. Below are several ways you can save on Dollar Day. Ways to Save 1) When you go to the grocery store, take a good look at the store and generic brands. Most of the time these are the exact same products but they cost a lot less. In many cases, you are paying more just for the label. 2) You can save a lot…

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It might seem impossible to find just the right gift for a teacher without breaking the bank. Check out these fun, inexpensive ideas to show your teacher how appreciative you are the end of the school year. Classroom Supplies Classroom supplies might seem boring, but to a teacher, this stuff is gold. When classroom basics like pencils, whiteboard markers, notebook paper, composition books, tissue and hand sanitizer get used up, teachers make sure that the students have what they need. Unfortunately, these expenses come right out of his or her pocket. If you notice that something in the classroom is…

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It’s not unusual for kids to complain about being bored over the summer. Instead of playing video games and hanging out at the mall, kids can earn extra money during the summer months. Below are some simple ways kids can put cash in their pocket during the summer. Small-Scale Mowing Service A small-scale mowing service has the potential to put hundreds of dollars into a child’s pocket every week. Knocking on a few doors and passing out flyers can get a small-scale mowing service started with ease. Yard Sales People love yard sales because they can buy items at a…

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Purchasing a new musical instrument is an investment. Buying a used musical instrument can save lots of money. Know the tips and tricks for buying and selling musical instruments so you can end a great instrument at a fair price. 1. Repair if Possible If you’re not learning a new instrument, it may be worth it to see if your instrument is reparable instead of buying a new one. Even extensive repairs are usually less expensive than the cost of a new instrument, so it might be worth the money to repair an instrument. If you’re preparing to sell an…

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If you get a refund back after filing your taxes, you might be wondering what the best way to utilize the money is. The amount that you get back determines how much you’ll be able to do. Here are some smart ways to spend your tax return. 1. Start or contribute to an emergency fund Always have an emergency fund to cover unexpected expenses or emergencies. Aim to have at least three month’s worth of expenses in a savings account. It’s ideal to have six month’s worth to really ensure that you have financial stability when tough times hit. 2.…

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