Carlos

Cutting Back on these Things Can Lead to an Earlier Retirement

By Carlos on January 30, 2018 Money

The traditional path to retirement is fairly simple, you start working in your early 20s and put money into a retirement plan consistently and retire around 65. That’s how it has been for decades, although in recent years, many have found that they need to keep working into their late 60s and even their 70s because they didn’t save enough money for retirement. Some people are deciding to retire much sooner. By aggressively saving as much as possible, people have built accounts with enough money that they can live on the interest they earn. Some have even retired in their…

How to Avoid Catching the Flu When Everyone You Know is Sick

By Carlos on January 29, 2018 Health & Wellness

Common sense tells you to stay away from someone who has the flu, especially since the particular strain of flu this year is very dangerous. But when the wheezing, sneezing person is a close friend, your spouse or one of your children, you may not have the option to isolate yourself. If you have to stay home to look after someone who is sick, how do you avoid catching the flu yourself? Here are some ways to avoid catching the flu. Keep Yourself Fit It’s important to keep yourself as fit and healthy as possible prior to contracting the flu.…

Foolproof Steps to Get Your Dream Home on a Budget

By Carlos on January 28, 2018 Home

Buying or owing your dream home is actually within the reach, but it won’t happen overnight. Trying to skip starter homes and step straight into your dream home can have disastrous consequences. While there are certainly steps that bring your dream within reach, it’s a process that takes several years to accomplish. You don’t have to be rich or independently wealthy to afford your dream home either. Here are some foolproof steps to getting your dream home, even on the most limited budget. Live Below Your Means Rent and car payments are generally the two largest bills you have. Try…

Fast & Easy Hors d’Oeuvre Recipes

By Carlos on January 27, 2018 Food and Dining

Are you exhausted from a long day? Did you forget that company is coming over? Is a relative stopping by for a surprise visit? Don’t despair you can whip up something delicious in a jiffy! Here are fast and easy hors d’oeuvre recipes that will have your guests thinking you spend hours slaving away in the kitchen. Avocado Toasts Avocados are a useful ingredient when it comes to whipping up an appetizer or hors-d’oeuvres on the fly. You can make a quick and spicy guacamole or avocado toasts. This sophisticated ingredient is versatile and can be incorporated with any ingredient…

Budget-Friendly Travel Destinations for 2018

By Carlos on January 26, 2018 Frugal Friday

The budget conscious traveler can choose from reasonably priced options on every continent in 2018. Many of the current inexpensive travel destinations have not always been that way. A strong U.S. dollar and a weak economy in some countries have put formerly out-of-reach destinations into contention. Here are the best discount destinations for travelers in 2018. Albania Seasoned European travelers view Albania as the perfect destination for some of the most beautiful beaches in Europe. Located just north of Greece, Albania has a coastline that extends along the Adriatic Sea, near the island of Corfu in the south up to…

Toasty Tips for Staying Warm in Cold Weather

By Carlos on January 25, 2018 Seasonal

Wintertime can be fun to play in the snow for the whole family, but bottom line is no one likes to feel cold. Here are some unique and clever ways to stay toasty and warm in this winter’s cold weather. Layer Up Wear layers indoors and outside, this includes sweaters, long underwear, and even a knit hat. When you head outside, wear a scarf and hat. Wear Wool Whenever You Can Wool is a great fabric that can warm you up during the winter months. However, some people dislike the material because it’s too itchy. Try merino wool and cashmere,…

Bad Habits That are Costing You Money

By Carlos on January 24, 2018 Money

Bad habits can cost you extra money in the long run. Small purchases here and there can add up over the course of a year or a decade. The good news is, once you realize what your bad habits are, you can make changes to your lifestyle and start saving money. Here are some bad habits that are costing you money. Buying Coffee at a Cafe A $5 latte every morning will add up to $1825 a year and you need an afternoon pick-me-up that’s another $5 daily, a total of $3650 a year. If you make your own coffee…

Ways to be Healthier at Work

By Carlos on January 23, 2018 Health & Wellness

We spend a third of our lives at work, so attempting adapt a healthy lifestyle requires us to incorporate changes at the workplace. This might seem like an insignificant step, but it can have a big impact on your life and you may inspire your coworkers to do the same. Avoid Snacking Many people bring candy and snacks to work and leave them out on a desk or table to share with others in the workplace. It’s better to avoid these areas as much as possible to reduce the likelihood of snacking on unhealthy choices. By reducing the temptation, you’re…

Tips for Selling a Home during the Winter

By Carlos on January 22, 2018 Home

Selling a home in the middle of winter presents a unique set of challenges. Your home might not show well in the middle of winter if you live where it is cold. The grass dies, the trees are bare and people might see your home in its best light. Sell your home faster in the winter with these helpful tips. Keep the Path Clear Potential buyers won’t have a good impression of your home if they’re unable to make their way down the walkway or driveway because of snow. Keep a path clear and make sure that your home is…

Winter Maintenance Tips for Outdoor Lighting

By Carlos on January 21, 2018 Seasonal

Outdoor lighting provides many benefits to the exterior of your home. It provides curb appeal by showing off your homes best features and provides a way to safely navigate the terrain when you come home at night. Lighting your home can also protect you from thieves. Wintertime is when the darkness lasts the longest, when you need lights the most. For that reason, it is essential to keep your lighting maintained all year long, but especially during the winter. Here are some tips to maintain your outdoor lighting this winter. Clean the Lights Anytime you have precipitation, whether it is…

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