Dinner out can be an appetizer at a bar with happy hour specials. Pay for things with discounted gift cards. What are the benefits? You get to live within your means, or even better without any debt! It makes sense to find ways to save money on just about everything you buy, but the large expenses matter most. Traditionally these are housing, cars and food, so we’ll start with those… Your Home If you own your home consider downsizing. You can save thousands each year. Or rent out rooms to earn income and pay off your mortgage earlier. Place your…

Who can honestly say they don’t love getting amazing stuff for pennies on the dollar? That’s what garage sales do for us. They give us the opportunity to find lightly used and sometimes down right new stuff. One thing that may be frustrating is when you find a highly overpriced garage sale. I mean, what are they going to do with this stuff if they can’t sell it? Most likely throw it out. So wouldn’t you think you’d rather get a few bucks out of it then nothing? I don’t want you broken stroller for $30. Don’t fret though, there is always…