For many new parents, adjusting your budget to accommodate caring for your little one can be a true shock. Everything from diapers and clothes to toys, baby gear, formula and more can cost a small fortune, and in many cases, the expenses are enough to demand a lifestyle change. You may also initially think about saving for college, and you may have heard that college expenses are astronomical. What you may not think about, however, is the cost of childcare. The reality is that child care costs in many markets actually cost more than college tuition at a public university.…
Wanting to make some home improvements is a great project to undertake. It can involve several projects at once. These on-going expenses that come after purchasing a home can be rather costly and might not be included in your mortgage. Some jobs usually include routine maintenance. It is those larger tasks that may be the ones that could be rather daunting. Unfortunately, not all of these costs can be foreseen, so they cannot be tacked onto mortgages. One or more of these projects need to come out of pocket as far as costs go. Therefore, the temptation to do it…
As you might already know, eating at home rather than eating out can be a good way to save money. If you’re on a tight budget, one of the first things that you might have eliminated were trips to dine out. However, just because you want to keep your finances on track does not mean that you don’t deserve to treat yourself every once in a while. Luckily, it is possible to dine out without spending a fortune. These are a few helpful tips that can help you do so. Buy Gift Cards Did you know that there are websites…
Winter can take its toll on your car. Salt, slush, and freezing cold temperatures can cause wear and tear to your tires, paint, undercarriage, battery, and more. So, as spring is here, you should give your car a good once-over for the road trips ahead. If you’re not sure what to check or what to do to shake off the wintertime blues, here are some helpful tips to get your car right as rain and ready to tackle the freshly thawed open road. 1. Give It a Good Scrubbing Inside and Out It may not be fun, especially if there’s…
Spring is right around the corner and it’s a great time to have a garage sale because the weather is beautiful. Not to mention, many people like to do some Spring Cleaning which lends itself to clearing out items you no longer need or want. A garage sale is an excellent way to purge some of your things and end up with some extra cash in your pocketbook. A successful garage sale will take more than just putting a price sticker on each of your items and setting them out in your driveway. Planning and organization should be on the…
Who says that you have to spend a fortune to dress nicely? Use the same kind of strategies for clothes as you do for groceries. Wait until things go on sale and use any available store specials and coupons. These are some great suggestions for filling your family’s wardrobes frugally: In And Out of Season: The best time to buy winter clothes is during the spring, and vice versa. Some department stores slash their out-of-season items 50% or more during the current season. Buy clothing and accessories when they are on sale and store them for the coming year. Don’t…
Whether you’re planning to sell your home in the near future or you’re ready to make renovations, it’s a good idea to focus on improvements that will pay off on resale. Some upgrades and remodeling projects offer a better return on investment than others, such as improvements to the kitchen and bathroom compared to replacing bedroom flooring. Want to increase your home’s value without over improving or wasting your renovation budget? Here are some of the best home renovations for resale value. #1. Fiberglass Attic Insulation According to Remodeling magazine’s 2016 Cost vs Value Report, there is one home improvement…
Do you feel like you are surrounded by a bunch of junk and instead wish you had money for a vacation? In order to complete both goals, you can take the excess stuff in your apartment or home to make extra money throughout the year. Although it will take a bit of organisation and patience, you will soon find that the best way to save money is to sell things you already have as well as reusing your old junk in key ways to save money. While some items may seem complicated to sell, other bulkier items are surprisingly easy…
It’s not easy to find this tucked away location for Setauket Pita House in the Heritage Square office park, unseen from Route 25A and tucked behind the Wild by Nature in East Setauket. However, it has become a North Shore destination for Turkish-Mediterranean Cuisine. Pita House is enjoying their 10th year in Setauket. Their popularity has been achieved by serving only the freshest and highest quality ingredients with a taste that is all there own. If you haven’t dined here, your in for a treat. The healthy and delicious food plus great service will you make you a fan. Expect…
FRUGAL: you see the value in a dollar and look for ways to maximize it whenever possible. Save on Your Commute If you live in an area with a good public transportation system, it may not be worthwhile to buy a car. The same may be true if you work at home or otherwise live within walking distance of places such as the grocery store of the doctor’s office. Therefore, it may make more sense to use a rideshare service or simply borrow a friend’s car for the afternoon if you need to make a trip out of town. It…