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There are more than 40 million Americans who owe student loans for their college degree. The average student loan debt is around $25,000, but many people owe much more than that. Many Millennials are delaying buying a new home or car because of high debt from their school loans. When adults have large sums of debt, it can affect their ability to make a purchase. However, you can still become a homeowner even if you have student loan obligations. Here are some simple ways to make your dream come true. 1. Live Within Your Means It is easy to get…

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Organizing a garage sale can be exciting, but only if you make sufficient preparations for the sale event. Having a garage sale is a great way to get organized by downsizing and getting rid of items that you no longer need or want. A yard sale will put money in your wallet while helping you remove clutter at the same time. Before you rush to put up signs, here are some tips to help you get started. Gathering and Labeling Items Scour your entire home/house for items you no longer need or want. Place like items in the same box,…

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It is a common understanding that your home is a castle that should make you feel comfortable and safe within its walls. However, if your home is not living up to the promise of comfort and safety, you can consider remodeling it to match your needs. Despite the fact that a home improvement is an excellent way of adding the lacking value to your home, most homeowners are kept at bay by the exorbitant costs associated with a home improvement project. Are you one of such individuals? If you are, below are ways to finance your home improvement project. 1.…

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Though tiny homes are all the rage, sometimes you can’t exactly choose your living space dimensions — especially if your apartment or home is in a crowded urban area. While it may seem impossible to decorate a small patio or deck, we’ve got you covered — even if your outdoor space is uncovered. Read on for small patio ideas and inspiration! Plant Flowers in Pots You don’t have to have a huge backyard to create a flower garden. Use hanging flower pots or planters that can be attached to a railing, or you can grow a beautiful mini garden that…

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Moving can be a stressful and costly experience, and the bigger the move, the more you need to plan it out and prepare properly. While many moving expenses are unavoidable, you can cut your costs quite a bit with the right game plan. Follow these tips and you’ll keep expenses on your next move to a minimum. The number of items you move and the weight of those items affect are two of the most significant factors in determining your moving costs. It’s a good idea to get rid of whatever you can before your move so you aren’t paying…

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Summer is officially here and with summer comes festivals, vacations, and everyone is enjoying activities outside. You want your yard to be one of the best looking yards in the neighborhood, so you should add a little add curb appeal. For those of you that don’t know, curb appeal is how attractive your yard and the surrounding area looks from the street. This article will talk about ten ways to add curb appeal to any size yard this summer. 1. Install Outdoor Lighting Your yard will get an instantly updated look, as well as curb appeal by installing outdoor lighting.…

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Every home deserves to be surrounded by a beautiful lawn, but quality landscaping can cost a fortune. Fortunately, there are a few ways that you can save money on lawn care without too much extra effort. All you have to do is plan your lawn’s design carefully to make sure that you don’t waste any time or money. Choose Plants Carefully Plants are living things, and each one has adapted to a specific environment. This is even true of plants like grass, where the difference between each species is almost invisible to the naked eye. You can certainly plant species…

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Remodeling your home can be a costly, time-consuming, annoying and plain old complicated process. Even the most well-intentioned home renovators often find themselves halfway through a project and wishing they had never started it. Equally as likely is the prospect that, for whatever reason, the work stops and before you know it you’re living in a permanent construction zone. If you already own a home and you have some equity in it, moving to a place more to your liking can end up costing less, particularly as interest rates stay stable. Here are some specific discussions of why you should…

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With property values on the rise nationwide, home owners are looking to turn every square foot of their home into usable living space. Long the home of cars, lawn and garden equipment and seasonal items, garages are quickly being transformed into additional living space areas ranging from entertainment spaces to game rooms to full-fledged man caves. The advantage that attached garages have over other storage buildings such as sheds or detached garages is that they are generally already wired for electricity and can even be easily plumbed to offer an additional bathroom or even shower space. Some people, however, want…

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Hardwood flooring is a way to add beauty and style to your home, which helps to explain its popularity. Once it’s installed, though, you may have noticed that gaps start to appear when the weather cools down. While small gaps are normal, wider gaps become havens for dust and dirt. Those wider gaps also lead to drafty conditions in those cold winter months. Fortunately, there are some steps you can take to guard against hardwood floor gaps. Wood Selection Different kinds of wood react differently to changes in moisture. The amount wood shrinks or expands in response to changes in…

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