Terms & Conditions

1. ACCEPTANCE OF TERMS
All Island Media, Inc. welcomes you to PennysaverPlus.com.
The Terms of Service (“TOS”), may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at https://www.pennysaverplus.com/terms-conditions-use/. By accessing and using pennysaverplus.com, you accept and agree to be bound by the terms and provision of the TOS. In addition, when using particular PennysaverPlus.com owned or operated services, you shall be subject to any posted guidelines or rules applicable to such services, which may be posted and modified from time to time. All such guidelines or rules (including but not limited to our Spam Policy) are hereby incorporated by reference into the TOS. PennysaverPlus.com may also offer other services that are governed by different Terms of Service. In such cases the other terms of service will be posted on the relevant service to which they apply.

2. DESCRIPTION OF PENNYSAVERPLUS.COM SERVICES
PennysaverPlus.com provides users with access to a rich collection of resources, including without limitation sweepstakes, events, classified ads, coupons and business listings which may be accessed through any various medium or device now known or hereafter developed (the “PennysaverPlus.com Services”). You also understand and agree that the PennysaverPlus.com Services may include advertisements and that these advertisements are necessary for PennysaverPlus.com to provide the PennysaverPlus.com Services. You also understand and agree that the PennysaverPlus.com Services may include certain communications from PennysaverPlus.com, such as service announcements, administrative messages and the PennysaverPlus.com Newsletter, and that these communications are considered part of PennysaverPlus.com membership and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current PennysaverPlus.com Services, including the release of new PennysaverPlus.com properties, shall be subject to the TOS. You understand and agree that the PennysaverPlus.com Services is provided “AS-IS” and that PennysaverPlus.com assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the PennysaverPlus.com Services, and that access may involve third-party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the PennysaverPlus.com Services. You understand that the technical processing and transmission of the PennysaverPlus.com Services, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Please be aware that PennysaverPlus.com has created certain areas on the PennysaverPlus.com Services that contain adult or mature content. You must be at least 18 years of age to access and view such areas.

3. YOUR REGISTRATION OBLIGATIONS
In consideration of your use of the PennysaverPlus.com Services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving the PennysaverPlus.com Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the PennysaverPlus.com Service’s registration form (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or PennysaverPlus.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, PennysaverPlus.com has the right to suspend or terminate your account and refuse any and all current or future use of the PennysaverPlus.com Services (or any portion thereof). You must be aged 13 or over to use the Services. If you have a pre-existing Family Account covering children aged under 13 then you have an ongoing responsibility to determine whether any of the PennysaverPlus.com Services areas and/or Content (as defined in Section 6 below) are appropriate for your child.

4. MEMBER ACCOUNT, PASSWORD AND SECURITY
You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify PennysaverPlus.com of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. PennysaverPlus.com cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 4.

5. MEMBER CONDUCT
You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, tags, or other materials (“Content”), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not PennysaverPlus.com, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the PennysaverPlus.com Services. PennysaverPlus.com does not control the Content posted via the PennysaverPlus.com Services and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the PennysaverPlus.com Services, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will PennysaverPlus.com be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the PennysaverPlus.com Services. You agree to not use the PennysaverPlus.com Services to:
1. upload, post, email, transmit, or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable;
2. harm minors in any way;
3. impersonate any person or entity, including, but not limited to, a PennysaverPlus.com employee, moderator, contributor, or falsely state or otherwise misrepresent your affiliation with a person or entity;
4. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the PennysaverPlus.com Service;
5. upload, post, email, transmit, or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
6. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights (“Rights”) of any party;
7. upload, post, email, transmit, or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation, except in those areas (such as shopping) that are designated for such purpose (please read our complete Spam Policy);
8. upload, post, email, transmit, or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
9. disrupt the normal flow of dialogue, cause a screen to “scroll” faster than other users of the PennysaverPlus.com Services are able to type, or otherwise act in a manner that negatively affects other users’ ability to engage in real time exchanges;
10. interfere with or disrupt the PennysaverPlus.com Services or servers or networks connected to the PennysaverPlus.com Services, or disobey any requirements, procedures, policies or regulations of networks connected to the PennysaverPlus.com Services, including using any device, software or routine to bypass our robot exclusion headers;
11. intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;
12. provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;
13. “stalk” or otherwise harass another; and/or
14. collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.

You acknowledge that PennysaverPlus.com may or may not pre-screen Content, but that PennysaverPlus.com and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or remove any Content that is available via the PennysaverPlus.com Services. Without limiting the foregoing, PennysaverPlus.com and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by PennysaverPlus.com or submitted to PennysaverPlus.com, including without limitation information in PennysaverPlus.com Message Boards and in all other parts of the PennysaverPlus.com Services.

You acknowledge, consent and agree that PennysaverPlus.com may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the TOS; (iii) respond to claims that any Content violates the rights of third parties; (iv) respond to your requests for customer service; or (v) protect the rights, property or personal safety of PennysaverPlus.com, its users and the public.

You understand that the PennysaverPlus.com Services and software embodied within the PennysaverPlus.com Services may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by PennysaverPlus.com and/or content providers who provide content to the PennysaverPlus.com Services. You may not attempt to override or circumvent any of the usage rules embedded into the PennysaverPlus.com Services. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the PennysaverPlus.com Services, in whole or in part, is strictly prohibited.

6. INTERSTATE NATURE OF COMMUNICATIONS ON PENNYSAVERPLUS.COM NETWORK
When you register with PennysaverPlus.com, you acknowledge that in using the PennysaverPlus.com Services to send electronic communications (including but not limited, search queries, posting comments to PennysaverPlus.com Blogs, uploading photos and files, and other Internet activities), you will be causing communications to be sent through PennysaverPlus.com’s computer networks. As a result, and also as a result of PennysaverPlus.com’s network architecture and business practices and the nature of electronic communications, even communications that seem to be intrastate in nature can result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by agreeing to this TOS, you acknowledge that use of the service results in interstate data transmissions.

7. SPECIAL ADMONITIONS FOR INTERNATIONAL USE AND EXPORT AND IMPORT COMPLIANCE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Use of the PennysaverPlus.com Services and transfer, posting and uploading of software, technology, and other technical data via the PennysaverPlus.com Services may be subject to the export and import laws of the United States and other countries. You agree to comply with all applicable export and import laws and regulations, including without limitation the Export Administration Regulations (see http://www.access.gpo.gov/bis/ear/ear_data.html) and sanctions control programs of the United States (see http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx). In particular, you represent and warrant that you: (a) are not a prohibited party identified on any government export exclusion lists (see http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) or a member of a government of any other export-prohibited countries as identified in applicable export and import laws and regulations; (b) will not transfer software, technology, and other technical data via the PennysaverPlus.com Services to export-prohibited parties or countries; (c) will not use the PennysaverPlus.com Services for military, nuclear, missile, chemical or biological weaponry end uses in violation of U.S. export laws; and (d) will not transfer, upload, or post via the PennysaverPlus.com Services any software, technology or other technical data in violation of U.S. or other applicable export or import laws.

8. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE PENNYSAVERPLUS.COM SERVICES
PennysaverPlus.com does not claim ownership of Content you submit or make available for inclusion on the PennysaverPlus.com Services. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the PennysaverPlus.com Services, you grant PennysaverPlus.com the following worldwide, royalty-free and non-exclusive license(s), as applicable:
With respect to Content you submit or make available for inclusion on publicly accessible areas of PennysaverPlus.com Groups, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the PennysaverPlus.com Services solely for the purposes of providing and promoting the specific PennysaverPlus.com Group to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the PennysaverPlus.com Services and will terminate at the time you remove or PennysaverPlus.com removes such Content from the PennysaverPlus.com Services.
1. With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the PennysaverPlus.com Services other than PennysaverPlus.com Groups, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the PennysaverPlus.com Services solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the PennysaverPlus.com Services and will terminate at the time you remove or PennysaverPlus.com removes such Content from the PennysaverPlus.com Services.
2. With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the PennysaverPlus.com Services other than PennysaverPlus.com Groups, the perpetual, irrevocable and fully sublicensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.
“Publicly accessible” areas of the PennysaverPlus.com Services are those areas of the PennysaverPlus.com network of properties that are intended by PennysaverPlus.com to be available to the general public. By way of example, publicly accessible areas of the PennysaverPlus.com Services would include PennysaverPlus.com Message Boards and portions of PennysaverPlus.com Groups and Flickr that are open to both members and visitors. However, publicly accessible areas of the PennysaverPlus.com Services would not include portions of PennysaverPlus.com Groups that are limited to members, PennysaverPlus.com services intended for private communication such as PennysaverPlus.com Mail or PennysaverPlus.com Messenger, or areas off of the PennysaverPlus.com network of properties such as portions of World Wide Web sites that are accessible via hypertext or other links but are not hosted or served by PennysaverPlus.com.

9. CONTRIBUTIONS TO PENNYSAVERPLUS.COM
By submitting ideas, suggestions, documents, and/or proposals (“Contributions”) to PennysaverPlus.com through its suggestion or feedback webpages, you acknowledge and agree that: (a) your Contributions do not contain confidential or proprietary information; (b) PennysaverPlus.com is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) PennysaverPlus.com shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) PennysaverPlus.com may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of PennysaverPlus.com without any obligation of PennysaverPlus.com to you; and (f) you are not entitled to any compensation or reimbursement of any kind from PennysaverPlus.com under any circumstances.

10. INDEMNITY
You agree to indemnify and hold PennysaverPlus.com and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the PennysaverPlus.com Services, your use of the PennysaverPlus.com Services, your connection to the PennysaverPlus.com Services, your violation of the TOS, or your violation of any rights of another.

11. NO COMMERCIAL REUSE OF PENNYSAVERPLUS.COM SERVICES
You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion or use of, or access to, the PennysaverPlus.com Services (including Content, advertisements, Software and your PennysaverPlus.com ID).

12. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that PennysaverPlus.com may establish general practices and limits concerning use of the PennysaverPlus.com Services, including without limitation the maximum number of days that email messages, message board postings or other uploaded Content will be retained by the PennysaverPlus.com Services, the maximum number of email messages that may be sent from or received by an account on the PennysaverPlus.com Services, the maximum size of any email message that may be sent from or received by an account on the PennysaverPlus.com Services, the maximum disk space that will be allotted on PennysaverPlus.com’s servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the PennysaverPlus.com Services in a given period of time. You agree that PennysaverPlus.com has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the PennysaverPlus.com Services. You acknowledge that PennysaverPlus.com reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that PennysaverPlus.com reserves the right to modify these general practices and limits from time to time. PennysaverPlus.com Messenger, including any web-based versions, will allow you and the people with whom you communicate to save your conversations in your PennysaverPlus.com accounts located on PennysaverPlus.com servers. This means you can access and search your message history from any computer with access to the internet. Whether or not you use this feature, other users may choose to use it to save conversations with you in their account on PennysaverPlus.com too. Your agreement to this TOS constitutes your consent to allow PennysaverPlus.com to store these communications on its servers.

13. MODIFICATIONS TO PENNYSAVERPLUS.COM SERVICES
PennysaverPlus.com reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the PennysaverPlus.com Services (or any part thereof) with or without notice. You agree that PennysaverPlus.com shall not be liable to you or to any third party for any modification, suspension or discontinuance of the PennysaverPlus.com Services (or any part thereof).

14. TERMINATION
You may terminate your PennysaverPlus.com account, any associated email address and access to the PennysaverPlus.com Services by submitting such termination request to PennysaverPlus.com. You agree that PennysaverPlus.com may, without prior notice, immediately terminate, limit your access to or suspend your PennysaverPlus.com account, any associated email address, and access to the PennysaverPlus.com Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b)requests by law enforcement or other government agencies, (c) discontinuance or material modification to the PennysaverPlus.com Services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the PennysaverPlus.com Services. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in PennysaverPlus.com’s sole discretion and that PennysaverPlus.com shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the PennysaverPlus.com Services. Termination of your PennysaverPlus.com account includes any or all of the following: (a) removal of access to all or part of the offerings within the PennysaverPlus.com Services, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of all or part of the PennysaverPlus.com Services.

15. DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the PennysaverPlus.com Services, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that PennysaverPlus.com shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the PennysaverPlus.com Services.

16. LINKS
The PennysaverPlus.com Services may provide, or third parties may provide, links to other World Wide Web sites or resources. You acknowledge and agree that PennysaverPlus.com is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that PennysaverPlus.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

17. PENNYSAVERPLUS.COM’S PROPRIETARY RIGHTS
You acknowledge and agree that the PennysaverPlus.com Services and any necessary software used in connection with the PennysaverPlus.com Services (“Software”) contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in advertisements or information presented to you through the PennysaverPlus.com Services or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by PennysaverPlus.com or the applicable licensor (such as an advertiser), you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the PennysaverPlus.com Services, such Content or the Software, in whole or in part. PennysaverPlus.com grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the PennysaverPlus.com Services. You agree not to access the PennysaverPlus.com Services by any means other than through the interface that is provided by PennysaverPlus.com for use in accessing the PennysaverPlus.com Services.

18. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE PENNYSAVERPLUS.COM SERVICES AND SOFTWARE ARE AT YOUR SOLE RISK. THE PENNYSAVERPLUS.COM SERVICES AND SOFTWARE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. PENNYSAVERPLUS.COM AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
1. PENNYSAVERPLUS.COM AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (i) THE PENNYSAVERPLUS.COM SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) THE PENNYSAVERPLUS.COM SERVICES OR SOFTWARE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE PENNYSAVERPLUS.COM SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE PENNYSAVERPLUS.COM SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

2. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PENNYSAVERPLUS.COM SERVICES OR SOFTWARE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

3. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM PENNYSAVERPLUS.COM OR THROUGH OR FROM THE PENNYSAVERPLUS.COM SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

19. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT PENNYSAVERPLUS.COM AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF PENNYSAVERPLUS.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (a) THE USE OR THE INABILITY TO USE THE PENNYSAVERPLUS.COM SERVICE; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE PENNYSAVERPLUS.COM SERVICE; OR (e) ANY OTHER MATTER RELATING TO THE PENNYSAVERPLUS.COM SERVICE.

20. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 18 AND 19 MAY NOT APPLY TO YOU.

21. SPECIAL ADMONITION FOR PENNYSAVERPLUS.COM SERVICES RELATING TO FINANCIAL MATTERS
If you intend to create or join any service, receive or request any news, messages, alerts or other information from the PennysaverPlus.com Services concerning companies, stock quotes, investments or securities, please read the above Sections 19 and 20 again. They go doubly for you. In addition, for this type of information particularly, the phrase “Let the investor beware” is apt. The PennysaverPlus.com Services is provided for informational purposes only, and no Content included in the PennysaverPlus.com Services is intended for trading or investing purposes. PennysaverPlus.com and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the PennysaverPlus.com Services, and shall not be responsible or liable for any trading or investment decisions based on such information.

22. NO THIRD-PARTY BENEFICIARIES
You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this agreement.

23. NOTICE
PennysaverPlus.com may provide you with notices, including those regarding changes to the TOS, including by but not limited to email, regular mail, SMS, MMS, text message, postings on the PennysaverPlus.com Services, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the PennysaverPlus.com Services in an unauthorized manner. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the PennysaverPlus.com Services in an authorized manner.

24. TRADEMARK INFORMATION
You agree that all of PennysaverPlus.com’s trademarks, trade names, service marks and other PennysaverPlus.com logos and brand features, and product and service names are trademarks and the property of All Island Media, Inc. Without All Island Media, Inc’s prior permission, you agree not to display or use in any manner the PennysaverPlus.com Marks.

25. GENERAL INFORMATION
Entire Agreement. The TOS constitutes the entire agreement between you and PennysaverPlus.com and governs your use of the PennysaverPlus.com Services, superseding any prior version of this TOS between you and PennysaverPlus.com with respect to the PennysaverPlus.com Services. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other PennysaverPlus.com services, affiliate services, third-party content or third-party software. Choice of Law and Forum. You and PennysaverPlus.com each agree that the TOS and the relationship between the parties shall be governed by the laws of the State of California without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the TOS, or the relationship between you and PennysaverPlus.com, shall be brought exclusively in the courts located in the county of Santa Clara, California or the U.S. District Court for the Northern District of California. You and PennysaverPlus.com agree to submit to the personal jurisdiction of the courts located within the county of Santa Clara, California or the Northern District of California, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts. Waiver and Severability of Terms. The failure of PennysaverPlus.com to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. No Right of Survivorship and Non-Transferability. You agree that your PennysaverPlus.com account is non-transferable and any rights to your PennysaverPlus.com ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted. Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the PennysaverPlus.com Services or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the TOS are for convenience only and have no legal or contractual effect.

26. VIOLATIONS
Please report any violations of the TOS through our contact form.
Last updated January 8, 2018

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