Today’s college degree is yesterday’s high school diploma. Every parent dreams of sending their kids off to college someday. However, college can be expensive, and it may be cost-prohibitive for your kids if you are unable to contribute a healthy sum of money toward their education. College savings requires an effective plan as well as regular effort through periodic contributions. Whether you are just getting started with your college savings effort or you are wondering if you are doing enough in this area, you can easily follow these steps to create an ideal plan or to improve your existing plan.